Demand high for ACA coverage
Updated On: Mar 26 2014 10:42:17 PM EDT
The deadline to sign up for health insurance coverage through the Affordable Care Act is just five days away.
Wednesday, the Obama Administration said it's extending that deadline for those who started the enrollment process but can't finish by March 31-st.
It's likely that insurance counselors across the nation have seen the mad rush for A-C-A benefits and here in our area it's no different.
Even with all the problems the marketplace website has seen, some who've used the coverage say it's making all the difference.
Elizabeth Marvin has several pre-existing conditions, including chronic migraines. Without the ACA benefits, she says her health costs would sky-rocket.
"I see my doctor at least once a month, sometimes twice and then I have specialists that I see at least one specialist a month." "With the Affordable Care Act, I was able to keep a really low deductible and really low premium. "
In Marvin's case, the coverage she enjoyed under her parents' plan could not be matched. The less expensive and more comprehensive plan was not offered by her employer; it was offered through the marketplace.
"I got to keep all my same doctors whereas if I were to go onto my work insurance, I would've had to change all of my doctors and specialists and my deductibles would've raised incredibly high," Marvin told Your Hometown News Leader.
The Obama Administration is racing to meet its goal of six million enrollees through the online marketplace. New Horizons Healthcare Insurance Specialist, Lindsay Etherton says as the deadline creeps up, so is the demand.
"We've seen just a great increase of folks interested and enrolling and completing the application process."
That process has seen its fair share of technical difficulties, but Etherton says the coverage is the same as traditional employer-provided insurance; with one major difference.
"If you're offered insurance through your employer, the majority of your cost will be absorbed by the employer. Here, the majority of the cost is absorbed by the federal government."
Marvin says the marketplace was the perfect option for her, but stresses the need to shop around before you commit.
Some people told WDBJ7 they're having a tough time enrolling. Several said the ACA website has crashed and they're worried they won't make the deadline for enrollment.
They're also worried that if they are enrolled, the coverage may not be enough or too expensive.
For more information on the Affordable Care Act click here.
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